I was Scrooge's business partner and friend. A few days ago I went to see Scrooge, to warn him about what will happen in his future. He could wind up dying and going to hell like I did. Now I have to carry around chains made of cash-boxes, keys, padlocks, ledgers, deeds, and heavy purses wrought in steel. I told Scrooge to change his ways so he would not wind up like me, he still had a chance. His chains were longer than mine seven years ago. He did not believe me, so i told him that three ghosts will visit him. The first ghost will be the ghost of Christmas Past. The second ghost will be of Christmas Present. The third and final ghost will be of Christmas Yet to Come.
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